At "Peritus Credit Services LLC" we do far more than just help you repair your credit. Using our 3 part program for complete "Financial Repair ™", we first assist you in cleaning up the worst and restoring the best of your past credit history. Next we help you in getting debt under control and manageable. Last but not least we support your efforts to go forward with a new plan, developing good credit habits and opportunities that will bring you to Financial Wellness™. With simple payment terms that fit your situation, we custom design a program that fits your unique needs and will achieve your objectives as soon as possible.
 
CreditMend™
A successful process for having negative information that is Inaccurate, Outdated, or Unverifiable removed from your credit reports.  This process can also remove other derogatory information from your credit history if it contains Material Errors or Omissions.  Public records that are outdated or inaccurate can be deleted, and positive credit history that was never reported may be added.
 
Debt-X™
To help with current accounts that are causing further harm to your credit score a full debt and spending analysis is performed.
An Optimum Spending Plan™ is designed that includes your Debt Budget.  Debts can be settled, renegotiated and consolidated using methods that take into account the goal of improving your credit score.  When needed a Debt Payment Program can be put in place with monthly payments going to creditors from your bank account.
 
Healthy Credit™
When additional good credit history is needed, we help you find the resources that will develop positive credit accounts from now on.  Through education and tools that develop new attitudes and actions credit can be used wisely to meet your long term goals.  Continued counseling as needed will keep you on track.  Through continued efforts to improve your FICO score and constant monitoring, the best time-line for approval for a new mortgage can be achieved.
 
After your free consultation, a master plan can be discussed and designed.
 

Please call 1-866-461-1805 for more details.